Handicap Calculation for Tom Whitehill for Week 14

Week of Rounds Used:

13
12
11
10
9

Total

Average

90%

Rounded to:
Gross Score:

40
39
39
38
40

196

39.20
Hdcp Score (over Par):

5
4
4
3
5

21

4.20

3.78

4


What does this mean? How are handicaps calculated?